Does anyone know the exact laws/rules about what happens if they declare it totalled? If the insurance declares it totalled, wouldn't we have some time to get things out of it that I would want (such as the brand new head unit, Conforti chip) since we would have to sign the title over to them first before they could take it? Or can they just take it as soon as they decide that it's totalled? My parents are also talking about just fixing it anyways even if they declare it totalled, which to me seems like a waste of time while we wait months probably, and to me it seems like if they declare it totalled it's probably for a reason.
Also, how much would it cost to buy it back after it's totalled? There is a ton of stuff in there that's perfectly OK and that I could sell for parts easily, such as everything from the engine back.