Is it actually boiling? If not what is the worry?
I copied this below from elsewhere
"The temperature of the coolant can sometimes reach 250 to 275 F (121 to 135 C). The cooling system uses pressure to further raise the boiling point of the coolant. Most cars have a pressure limit of 14 to 15 pounds per square inch (psi), which raises the boiling point another 45 F (25 C) so the coolant can withstand the high temperatures."
The article suggests that 50/50 coolant/water boils at about 106C at 1 atmosphere sea level, but under pressure could go to 131 before boiling depending on the cap rating..
So could it be a faulty radiator cap?
Thermostat will open at about 85C so its possible that the hose is still a little cool when the temp is indicating 95.
How accurate is the temp gauge? Have a look at this link Catalog
Basically if there is no steam coming out, the coolant level is not dropping, there are no bubbles in the radiator and there are no other issues, are we worrying about nothing? (Maybe the hidden OBD is hidden for a reason?)
Oh and don't forget the fan will run if the a/c is on too.
And of course the temp will drop if you turn on the heater. It is actually another radiator.
(I have at times used the heater on a hot day with all the windows open to stop a sick car from boiling)
Also like Dabsy said.
"Bottom line is your car overheating. Or is this hidden OBD thing just saying your running hot."