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3-Series (E46, E90) Chat relating to the BMW 3-Series from 1999 to Current. Models include: BMW 316i, BMW 318i, BMW 318Ci, BMW 320i, BMW 323i, BMW 325i, BMW 330i, BMW 328 Ci, BMW 328i, BMW 325i/xi, BMW 330Ci, BMW 320d, BMW 330d, BMW 335d.

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Old 01-26-2005, 03:32 PM   #1 (permalink)
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OK, lets see how this turns out. Im trying to get some ideas here. One of BMW's is a 2000 323i. It has 65000 miles and I have some mods on it. ECIS Cold Air Intake, UUC Twin Silencer Exhaust, Shark Injected, and UUC Short Shifter. I was one of the less fortunate owners who had the terrible rear subframe tear from the chassis. Maybe some of you had heard of this before. My Insurance will not cover it, and I cant find a shop that will touch it. Since then I have pulled out the transmission and driveshaft and put them on my other car (Supercharged 2002 325Ci) because of some problems I was having. Anyway, anybody have any ideas what I can do with this car now? Should i part it out, sell it to a junk yard, sell it out right maybe? Im just lookin for some ideas. Thanks guys!
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Old 01-26-2005, 04:23 PM   #2 (permalink)
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1. attempt a lawsuit against bmw.
2. try to write for advise to the roundel editors (bmw scca)
3. sell for parts if the sheetmetal is nice.

i am so sorry to hear this.....
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Old 01-26-2005, 04:48 PM   #3 (permalink)
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Quote:
Originally posted by peterkulesza@Jan 26 2005, 11:23 PM
1.* attempt a lawsuit against bmw.
2.* try to write for advise to the roundel editors (bmw scca)
3.* sell for parts if the sheetmetal is nice.

i am so sorry to hear this.....
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Can someone clarify this:

A. The insurance co. refusal to cover the damaged car; where/how BMW is open for a law suite? Was it caused by BMW? Sorry I am missing some information.

B. 2000 323i with 65K does not belong to the junkyard especially with rear end damage. How bad is the damage? Is the subframe fixable?

C. Is it possible to fix it at any body shop (doesn't have to be A+)then selling as a car with accident/damage history? For a little more $$ than a junkyard!!

D. Remember many bodyshops buy cars like these (flood, fire, theft, total damaged etc) from the ins. co. then fix them, sell them cheap. Can this be done to your car?
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Old 01-26-2005, 09:45 PM   #4 (permalink)
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re. sue the bastards: GIMMIE A BREAK!! catastrpohic rear end failure started with 2002, continued in e36, and now it appears on e46.

you do not think that bmw should pony up, like they did for the main bearings in s54? BAD desing, bad manufacturing, and this is from munich, mecca of perfomrmance... SHAME!

junk the car: who knwos whether it will EVER align. lots of $$, and risk for the poor sod who owns it.

resale: the car is worth really a lot if it has undamaged sheetmetal which body shops transplant onto other cars. many a time, this can can exceed new msrp, so thay have auctions, etc etc. could be viable option to come out financially, as opposed to fixing it.

my 2 cents....
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Old 01-27-2005, 10:17 AM   #5 (permalink)
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hey thinks for all the input, heres alittle more background to the story.

The insurance company (Geico) claims that since I have modified the car it has well over 240 HP and the car is only rated from the factory at 180HP. They claim that the damage was done by the racing the car. I have never raced the car, I have however, drove the crap out of it, I got it in germany and had it there for a year before I brought it home. How could I not drive it hard. The insurance company claimed they were going to bring me to court for fraud, so rather than spend who knows how much money fighting my claim, I just took the denial and sucked it up. I have called BMWNA and they are completely stumped (yeah right) they have even sent an engineer to look at it to see if there was a failure on thier part. But of course "they have never seen this before" and it must have been "caused by racing it". So again, no luck.

I did find a shop that would fix it for about $3000, but I have already taken out the tranny, driveshaft and differential. So its basicly its a body with an engine. By the way the body is in perfect condition, after the 4 hurricanes down here in florida, I did have it tottally redone, no dents or dings, and fresh paint. Too bad I havent gotten to drive it more than a week before this all happened.

Ok, today one of the tech's at BMW offered to strip all the mechanical parts (engine, CPU, wiring, and anything else that is worth selling) and he will buy the body for $500-$600. Now I think I may be able to get more than that, but he will do all the labor for free so it might be worth it.

Thansk again for the input!
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Old 01-27-2005, 06:28 PM   #6 (permalink)
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so it is as expected, everyone is doing you in the *&%.

the same, THE SAME %$&ING SAME chassis takes 235 hp in my car, stock from the factory, with btb warranty for 4/50 kmiles, and powertrain for whatever longer.

did i say that the same chassis is being sold by bmw with the same horsepower as they claim ruined your car??? does this mean that my car will self destruct in the near future, 'cos bmw put 235 hp motor in it??

these people.....

not worth hiring a lawyer imho. cut your losses...

p.s. GEICO are fascists. they lobby congress to ban radar detectors nationwide. please do not give them your business if you can help it....
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Old 01-28-2005, 09:24 AM   #7 (permalink)
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Oh trust me, I have already dropped Geico and went with Progressive now. I guess Ill see how they pan out.
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Old 01-28-2005, 11:44 AM   #8 (permalink)
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Hey I was offered $5000 for the car the way it sits, deos that sound reasonable for a car with out a tranny, driveshaft, or diff, and has frame damage? Thanks
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Old 01-31-2005, 03:32 AM   #9 (permalink)
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Quote:
Originally posted by jkloese@Jan 29 2005, 01:24 AM
Oh trust me, I have already dropped Geico and went with Progressive now. I guess Ill see how they pan out.
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That's harsh. Insurance companies are in business to make money. People who modify cars and don't tell their insurance company 'because it would put the premium up' are commiting fraud, because the whole reason the premium goes up is the increased risk profile. Either you didn't bother to read your insurance policy, or you were trying to get away with defrauding them by making a claim without disclosing modifications.

The unfortunate part is that you probably paid them good money for the policy, which they happily accepted. Here in Australia they would have asked you every time you renewed your policy whether or not the car was modified - is it the same there?

I don't think you can critisize the company for good business practice - if I was a shareholder I'd be pissed if they paid out for your repairs.

And on radar detectors - ban 'em and fix the speed limits.
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Old 01-31-2005, 08:23 AM   #10 (permalink)
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Well for one I never modified anything on the car AFTER I bought the policy. If they were so cautous about if I have a cold air intake and a different exhaust, why didnt they ask or even come see the car? I could understand if it was a "race car". But come on, dont give me that BS about defrauding the insurance company. I just went through 4 hurricanes and my house has alot damage, should the ins company not pay for my damage because I upgraded my windows and doors and even added a room to the house a couple years after I bought my policy? That makes no sense, I bought a policy to cover damage to my car. They spent more money trying to find that my car had 12 more HP then if they just paid for the $3000 repair. So if anything they lost money, how is that good business practice?
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Old 01-31-2005, 08:25 AM   #11 (permalink)
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Oh just to add, if anybody calls thier insurance company to add mods to thier policy will pay a bigger premium, but do you actually think the insurance company will pay for damage caused by it? So what would the point be?
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Old 01-31-2005, 02:26 PM   #12 (permalink)
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Howd the insurance co find out about the mods/engine?
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Old 01-31-2005, 03:07 PM   #13 (permalink)
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They had about 5 engineers come out to inspect the car, and they actually took pieces apart. They even had the guts to tell me that I had changed the computer out, and had engine work done to it. Which was really funny, because I never changed the ECU or did anything to the engine. I was the original owner so nobody else could have either. Im not sure why they thought that. I guess their "engineers" werent that good.
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Old 02-10-2005, 04:30 PM   #14 (permalink)
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Quote:
Originally posted by jkloese@Jan 27 2005, 09:17 AM
hey thinks for all the input, heres alittle more background to the story.


Ok, today one of the tech's at BMW offered to strip all the mechanical parts (engine, CPU, wiring, and anything else that is worth selling) and he will buy the body for $500-$600. Now I think I may be able to get more than that, but he will do all the labor for free so it might be worth it.

Thansk again for the input!
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But wait, isn't he the same sap that wants to now give you $6000.
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