| Neutral Member
Join Date: Jul 2006 Car:
Posts: 10
| I also need your advice on which warranty to choose. The company offering it here has two plans as mentioned below. Will get the pricing tomorrow.
Can you let me know if I should go for the 3 Star or 5 Star plan considering th ecars mileage at 29,000 KM and I would drive about 25-30,000 KM per year and hope to keep the car for at least 4 years. I am covered till Sept 2007, so I guess I would be looking for coverage till Sept 2010 (3 years) by which time I should be at about 110,000 KM - 125,000 KM on the car. Do you suggest I go for 4 years if thats when the main things will need to be replaced?
Please let me know the main advantages of 5 star over 3 Star. I just noticed a new differneces in the transmission and A/C exclusions, but I probably missed a lot of stuff!
I heard about the transmission problem and hope that would be covered too!
Here is the warranty info:
Three Star
IMPORTANT
If the terms and conditions of this policy are complied with, the items specifically listed will be covered (subject to exclusions) against mechanical or electrical breakdown of the vehicle described on the Proposal Form/Policy Schedule. Each claim is up to the maximum stated in the Proposal Form/Policy Schedule. No limit to the number of claims.
Components Covered
Engine
Rocker assembly including hydraulic rockers, inlet and exhaust valves, (Excluding burnt valves), springs and guides, cylinder head (Excluding cracks and de-coking), push rods, camshaft and followers, timing gears and chains, oil pump, pistons and rings, cylinder bores, conrods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear.
Manual gearbox
Failure of the following internal mechanical parts: Gears, synchromesh hubs, selectors, shafts, bearings, bushes and transfer gears.
Automatic gearbox
Failure of the following internal mechanical parts: Shafts, gears, clutches, brake bands, valve block, governor, oil pump, bearings and bushes, servo, drive plate and transfer gears.
Torque converter
Failure of any internal mechanical parts.
Differential
Failure of the following internal mechanical parts:
Crown wheel and pinion, gears, shafts, bearings, thrust washers and spacers.
Front wheel drive
Drive shafts including constant velocity joints, (Excluding gaiters) universal joints and couplings.
Rear wheel drive
Half shafts, rear wheel external drive shafts including constant velocity joints, universal joints and couplings, (Excluding gaiters).
Propshaft
Failure of the propshaft including universal joints and couplings.
Cooling system
Water pump, viscous fan coupling, thermostat and thermostat housing.
Fuel system
Mechanical and Electrical fuel pump and carburettor.
Steering (including PAS)
Steering rack and pinion, power steering rack and pump, (Excluding gaiters).
Brakes
Brake master cylinder, restrictor valve and brake caliper seals.
Electrical system
Starter motor and solenoid including pre-engagement mechanism and bendix drive, alternator, coil, indicator relay. Front windshield wiper and washer motors.
Working materials
Oils, oil filter and antifreeze are covered only where their replacement is essential as a direct result of the failure of a covered item.
Casings
Should failure of any of the components covered result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability.
----------------------
Five Star
IMPORTANT
If the terms and conditions of this policy are complied with, the items specifically listed will be covered (subject to exclusions) against mechanical or electrical breakdown of the vehicle described on the Proposal Form/Policy Schedule. Each claim is up to the maximum stated in the Proposal Form/Policy Schedule. No limit to the number of claims.
Components Covered
Engine
Rocker assembly including hydraulic followers, inlet and exhaust valves, (Excluding burnt valves), springs and guides, cylinder head (Excluding cracks and de-coking), cylinder head gasket, push rods, camshaft and followers, timing gears, belts and chains, oil pump, pistons and rings, cylinder bores, conrods, gudgeon pins and bearings, crankshaft and bearings, inlet manifold, flywheel and ring gear.
Manual gearbox
Failure of the following internal mechanical parts: Gears, synchromesh hubs, selectors, shafts, bearings, bushes and transfer gears.
Automatic gearbox
Failure of the following internal mechanical parts: Shafts, gears, clutches, brake bands, valve block, governor, oil pump, bearings and bushes, servo, drive plate, transfer gears and computer governor.
Torque converter
Failure of any internal mechanical parts.
Continuously variable transmission CTX
Failure of internal mechanical parts including clutches, planetary gears, reduction gears, shafts, variable pulleys, thrust link drives, internal seals, bushes and bearings.
Differential
Failure of the following internal mechanical parts:
Crown wheel and pinion, gears, shafts, bearings and bushes, thrust washers and spacers.
Front wheel drive
Drive shafts including constant velocity joints, universal joints and couplings (Excluding gaiters).
Rear wheel drive
Half shafts, rear wheel external drive shafts including constant velocity joints, universal joints and couplings, (Excluding gaiters).
4 Wheel drive vehicle
Cover as described above for Front and Rear Wheel Drive.
Propshaft
Failure of the propshaft including universal joints and couplings.
Wheel bearings
Failure of front and rear wheel bearings.
Engine cooling system
Radiator, oil cooler, viscous fan coupling, water pump, thermostat, thermostat housing and thermostatically controlled radiator fan.
Air conditioning
Air conditioning compressor.
Turbo charger (where factory fitted)
Turbo unit is covered.
Fuel system (Diesel and Petrol)
Carburettor, automatic choke, lift pump, mechanical or electrical fuel pumps (including fuel injection pump) and tank sender unit.
Front & rear suspension
Coil springs, leaf springs, upper and lower wishbones, ball and swivel joints.
Steering (including PAS)
Rack and pinion, steering box where applicable, power steering rack and pump, power steering reservoir and idler box, (Excluding gaiters).
Brakes
Brake master cylinder, wheel cylinders, restrictor valve, brake caliper seals and servo.
Anti locking system
The ABS system is covered.
Electrical system
Starter motor and solenoid including pre-engagement, mechanism and bendix drive, alternator/dynamo, coil, regulator, window and sun roof motors, centralized locking, heater fan motor, indicator flasher relay, distributor, front and rear windshield wiper and washer motors and electronic ignition amplifier.
Electrical management (ECU)
Engine Electronic Control Unit.
Working materials
Oils, oil filter and antifreeze are covered only where their replacement is essential as a direct result of the failure of a covered item.
Casings
Should failure of any of the components covered result in damage to the casings, then they will also be covered and will constitute part of the maximum claim liability. |