Leasing vs. Financing - BMW Forum - BimmerWerkz.com
3-Series (E46, E90) Chat relating to the BMW 3-Series from 1999 to Current. Models include: BMW 316i, BMW 318i, BMW 318Ci, BMW 320i, BMW 323i, BMW 325i, BMW 330i, BMW 328 Ci, BMW 328i, BMW 325i/xi, BMW 330Ci, BMW 320d, BMW 330d, BMW 335d.

 
LinkBack Thread Tools Display Modes
#1 (permalink) Old 08-22-2004, 10:52 PM
n00b
 
Join Date: Aug 2004
Location: SoCal
Posts: 1
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Nautilus is an unknown quantity at this point
(Thread Starter)
First let me say hello all, this is my first post ever.

I'm currently in the automobile market and am pretty much set on purchasing a new 325i. However I'm not sure on which route to take: the leasing or financing route.

If you could please discuss the pros and cons of each I would greatly appreciate it. One point in particular I would like covered is the option of buying the car after the lease term has concluded and the costs associated with it. Do the previous lease payments count towards the purchase of the car after the lease period?

<span style='color:black'>You'd freak out if you didn't have the opportunity to escape the real world once in a while.</span>
<img src='http://clan-xtc.com/forum/uploads/post-3-10836612490.jpg' border='0' alt='user posted image' />
Nautilus is offline  
Sponsored Links
Advertisement
 
#2 (permalink) Old 08-22-2004, 10:56 PM
n00b
 
Join Date: Aug 2004
Location: Austin, TX
Posts: 31
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
StephenA is an unknown quantity at this point
Send a message via MSN to StephenA
Depending on who's lease you get, There is a ballon payment at the end that in most cases should be what the car is worth (as long as you don't over pay, roll over other cars, etc).

Look at BMW's Owner Choice, It's a loan that works like a lease. You can find info at BMW Financial Services WebSite

<img src='http://www.ripthebag.com/stephen/bmw.jpg' border='0' alt='user posted image' />
<span style='font-family:Arial'><span style='font-size:8pt;line-height:100%'><span style='color:gray'>2004 325Ci Titanium Silver Metallic</span></span></span>
StephenA is offline  
#3 (permalink) Old 08-23-2004, 02:30 PM
n00b
 
Join Date: Aug 2004
Location: anaheim,ca
Posts: 20
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
dfantom is an unknown quantity at this point
Send a message via Yahoo to dfantom
Talking

Hi guys!!! Well, i'm new here also so please bear with me...anyway, I just got my 325i '04 last week. It's a lease though ...hehehe well, originally I wanted to buy it (2.9% apr-buy- you can beat this price) but my friend told me which he's a master technician in BMW center that might as well go for the lease because anytime soon after you paid off the car you need to get a new car (probably depend on the person...) He has a point though (for me) when it comes to free maintenance wise (4yrs or 50,000 mi) because on the 5th yr your free maintenance will be gone, meaning you will gonna pay from your own pocket after that. I do know that european car is kinda expensive when it comes to maintenace (oil change, brakes and minor things) base from my sources.
Anyway, the main reason we chose lease is free maintenance, low monthly and no downpayment...hehehe and also dont need to maintain the car after i paid off. Well, that's my small amount of opinion...bottom line is (i think) it's up to the person to decide...which is which. And also like what StephenA said their's a lot of payment type available with BMW... purchase, lease & baloon payment...you can check on their financial services.
By the way, just giving you info though...about my monthly is $546/mth, 15,000 mi /yr with chip & scratch warranty covered for 3yrs.
I hope it helps.

<span style='font-family:Arial'><span style='color:blue'>'04 325i sedan
Silver Gray; Black Interior; Premium Pkg
Kenwood KVT-911DVD w/ KDS-P901
(coming soon)
Boston Accoustics SL60 (2); GS1000 (2)
GT-50 (1)</span></span>
dfantom is offline  
Sponsored Links
Advertisement
 
Reply

  BMW Forum - BimmerWerkz.com > BMW Model Specific Forums > 3-Series (E46, E90)


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
User Tag List

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode



Similar Threads
Thread Thread Starter Forum Replies Last Post
Considering Leasing A Wagon - Help bobby 3-Series (E46, E90) 0 03-26-2005 11:41 PM
Bmw Lease jwkiser2 3-Series (E46, E90) 8 02-24-2005 09:37 AM
Is Anyone Leasing A Cpo Bmw? ACD 3-Series (E46, E90) 0 12-15-2004 11:00 AM
0% FINANCING ON NEW BMW'S IN THE USA??? Groundid Bimmer Talk/Motorsports Talk 3 09-04-2004 12:39 AM
Leasing a 2004 325xi plomba3142 3-Series (E46, E90) 3 06-21-2004 10:41 PM

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome