BOO HOO, my '04 ZHP is DEAD! - BMW Forum - BimmerWerkz.com
BMW Forum BMW Forum

Auto Insurance

» Featured Product
Wheel & Tire Center

Go Back   BMW Forum - BimmerWerkz.com > BMW Model Specific Forums > 3-Series (E46, E90)
Register Home Forum Active Topics Gallery / Showroom Auto Loans Garage Search Today's Posts Mark Forums Read Auto EscrowInsurance

3-Series (E46, E90) Chat relating to the BMW 3-Series from 1999 to Current. Models include: BMW 316i, BMW 318i, BMW 318Ci, BMW 320i, BMW 323i, BMW 325i, BMW 330i, BMW 328 Ci, BMW 328i, BMW 325i/xi, BMW 330Ci, BMW 320d, BMW 330d, BMW 335d.

BimmerWerkz.com is the premier BMW Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Display Modes
Old 08-30-2004, 05:28 PM   #1 (permalink)
Neutral Member
 
Join Date: Oct 2003
Car:
Posts: 53
Photos:
ConnieLynnGus is an unknown quantity at this point
My beloved ZHP is sitting in a heap in the body shop parking lot at SF BMW now because some schmuck in a big pick-up truck rear-ended me!
Thankfully, all I have is whiplash, but I do want to point out that, although the rear-end of my car is totally demolished, the passenger cabin was virtually untouched (with the exception of rear-window glass all over) by the impact. Impressive engineering may have saved my life.

SO, damage could range from $15k to the car being totaled. Does anyone know whether I can recover the diminution in value of the car from the other guy's insurance company?
What I mean is, even if they fix my car, won't this major crash show up on Carfax? And it shows up on Carfax, I'll have one hell of a time selling the car privately. Can I recover for this?

ConnieLynnGus is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 08-31-2004, 11:04 AM   #2 (permalink)
2nd Gear Member
 
Mach 5's Avatar
 
Join Date: Sep 2003
Location: Denver, Colorado
Car:
Posts: 391
Photos:
Mach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond reputeMach 5 has a reputation beyond repute
I think it is dependant on what state you are in and how that states law reads. My in-laws tried to recover the diminished value on their leased Honda when my mother-in-law got hit by a city bus, but they got nothing. The insurance company stated that in Colorado you would have to sue (Civil suit) to recover damages from the person. They chose not to go that far.
Ben
__________________
"It's not because I'm an aggressive driver, it's because I'm an idiot" actual quote from my wife.
Mach 5 is offline   Reply With Quote
Old 08-31-2004, 12:51 PM   #3 (permalink)
Neutral Member
 
Join Date: Oct 2003
Car:
Posts: 53
Photos:
ConnieLynnGus is an unknown quantity at this point
Quote:
Originally posted by Mach 5@Aug 31 2004, 11:44 AM
I think it is dependant on what state you are in and how that states law reads. My in-laws tried to recover the diminished value on their leased Honda when my mother-in-law got hit by a city bus, but they got nothing. The insurance company stated that in Colorado you would have to sue (Civil suit) to recover damages from the person. They chose not to go that far.
Ben
Thanks for the info, Ben.

I still haven't heard from my insurance adjuster as to whether they will repair or total the damn thing. Either way I will get screwed, I think, b/c the car's only 10 months old.

Anyone know how to push the insurer to total out a car?
ConnieLynnGus is offline   Reply With Quote
Old 08-31-2004, 03:30 PM   #4 (permalink)
1st Gear Member
 
Join Date: Jul 2004
Car:
Posts: 147
Photos:
2001BMW330iRob is an unknown quantity at this point
Getting hit is the worst, cause you don't have a chance to avoid it.
I have been hit twice in the last month!
Once waiting for at an intersection for the light to change, and once in a parking spot just as I got in my car.
Luckily for me just very minor paint scuffs.
Do you have a pic?
2001BMW330iRob is offline   Reply With Quote
Old 08-31-2004, 03:36 PM   #5 (permalink)
Defector
 
El Presidente's Avatar
 
Join Date: Dec 2002
Location: Long Island
Car:
Posts: 5,973
Photos:
El Presidente is an unknown quantity at this point
Send a message via AIM to El Presidente
If the car is totalled then they should give you the FMV...most likely a few grand less than what you paid. If not, good luck on the diminished value. My fathers Boxster came within literally an inch of being totalled, was in the shop for 7 months, and all he got was $1000 for his loss.
__________________
<span style='color:gray'><span style='font-family:Courier'>1995 e36 3 Series RIP
1999 e46 3 Series BURN IN HELL
2000 MR-S Roadster= Current</span></span>
El Presidente is offline   Reply With Quote
Old 08-31-2004, 05:11 PM   #6 (permalink)
Neutral Member
 
Join Date: Oct 2003
Car:
Posts: 53
Photos:
ConnieLynnGus is an unknown quantity at this point
Quote:
Originally posted by 2001BMW330iRob@Aug 31 2004, 04:10 PM
Getting hit is the worst, cause you don't have a chance to avoid it.
I have been hit twice in the last month!
Once waiting for at an intersection for the light to change, and once in a parking spot just as I got in my car.
Luckily for me just very minor paint scuffs.
Do you have a pic?
I was thinking about going there on my way home from work to snap a pic with my camera phone. If I get one I will post it for sure!

But for the record, I was rear-ended while sitting a red light. And if that other guy's dad's experience about waiting 7 damn months happens to me, I will be supremely pissed off. That's just totally unacceptable!
ConnieLynnGus is offline   Reply With Quote
Old 08-31-2004, 05:23 PM   #7 (permalink)
5th Gear Member
 
'89 635 csi's Avatar
 
Join Date: Aug 2004
Location: Houston TX
Car:
Posts: 1,092
Photos:
'89 635 csi is an unknown quantity at this point
My dad's XK8 was totaled 7 months ago when it was about 5 months old! He got $7000 less than the cars value! He decided it wasn't worth fighting. The good news is he replaced it with an XKR!
__________________
Dave G.
'89 635csi
'86 528e - Sold
'84 528e - Soon to be 533i
'96 Jeep Cherokee 4WD
OO=[][]=OO
'89 635 csi is offline   Reply With Quote
Old 08-31-2004, 07:07 PM   #8 (permalink)
Neutral Member
 
Join Date: Jun 2004
Car:
Posts: 75
Photos:
kassper is an unknown quantity at this point
Ooh...I know the kid whos family owns BMW of San Francisco. Sorry to hear about your car. Hopefully it works out for the best
kassper is offline   Reply With Quote
Old 08-31-2004, 09:47 PM   #9 (permalink)
Neutral Member
 
Join Date: Oct 2003
Car:
Posts: 53
Photos:
ConnieLynnGus is an unknown quantity at this point
Quote:
Originally posted by kassper@Aug 31 2004, 07:47 PM
Ooh...I know the kid whos family owns BMW of San Francisco. Sorry to hear about your car. Hopefully it works out for the best
Thanks!
ConnieLynnGus is offline   Reply With Quote
Sponsored Links
Advertisement
 
Reply

  BMW Forum - BimmerWerkz.com > BMW Model Specific Forums > 3-Series (E46, E90)


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Powered by vBadvanced CMPS v3.2.2

All times are GMT -5. The time now is 11:20 PM.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.3.2
Garage Plus vBulletin Plugins by Drive Thru Online, Inc.