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3-Series (E36) Chat relating to the BMW 3-Series from 1992-1999. Autodoodad Specific models include: BMW 316i, BMW 318i, BMW 318iS/ti, BMW 320, BMW 323, BMW 320, BMW 324, BMW 325, BMW 328.

 
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#1 (permalink) Old 02-22-2005, 09:58 PM
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Hey all,

I am right about to buy a 325 for a great price around where i live and was wondering how much it will cost to get insurance for a E36 and a 17 year old. I know that there are a lot of factors becasue i have sent out for some quotes, but what would be a ballpark figure. My friend is 16 and has an Audi A4 and pays 1300 a year which i thought was pretty good but I may be wrong. Let me know what you pay and what your age is. thanks,

Craig
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#2 (permalink) Old 02-22-2005, 11:00 PM
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Uhhhhhhhhhh.... There are 5 million and one factors in computing your insurance costs, but.... You are going to want to get insurance w/ your parents. A cosign type deal would be hell of alot less expensive. Anyway, to give you an idea (that probably will do you no good) my insurance rate per year is just about 3,000.

note: allstate full coverage, The car and insurance are under my name, I am 21 driving a 1996 328is, I just got in an accident--> DO GET GOOD INSURANCE

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#3 (permalink) Old 02-23-2005, 12:29 AM
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about 3k a year!

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stuff for sale on my e36.. CHeck it out!
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#4 (permalink) Old 02-23-2005, 12:40 AM
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In Canada...

Full Coverage... 1550.00/year 23yrs old 93 318 IS

One rear ender... Would have been about 1100/year...

Canada... Only good for 3 things:

-insurance rates
-women
-health-care

OKAY 4

- HOCKEY

Cheers,
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#5 (permalink) Old 02-23-2005, 06:16 AM
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17 with a 325, I doubt you'd even get insured on that over here. Certainly wouldn't be cheap. I wanted an M3 and at 22 my quote was 3500 (probably about $6500!!). So for now I just have the 325i which costs me 1200 TPFT. But as chr328is said, get good insurance. I wasn't fully covered then had a little prang, now I gotta find the money myself to fix the car. Not really worth it.

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#6 (permalink) Old 02-23-2005, 09:31 AM
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It depends a lot not just on whether you live in the US or Canada, but what region. I live in PA and pay about $125 a month (I'm 19, have a 323is, on my mom's ins. with good student discount or whatever it's called) but my friend lives in Mass. and pays $400 a month for his '96 or so Toyota station wagon, so it varies a lot. But in Mass. it doesn't vary much by car, so you have to check out the variables where you live and what kind of impact they will have on what kind of car you get.

Coming soon...
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#7 (permalink) Old 02-23-2005, 08:50 PM
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thanks for the responses, i know its a tough question to answer but i have the money for the car, the insurance is the bitch part of the whole deal. thanks,

craig
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#8 (permalink) Old 02-23-2005, 08:51 PM
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geico and progressive will give you an online quote.

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#9 (permalink) Old 02-23-2005, 09:05 PM
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If your parents have a "normal" car put yourself down as the primary driver. That's what my dad did for me to save him $$ on insurance.



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