Hey all, I seem to be in a bit of a predicament. I was planninng on buying a '95 325is and modding it out to make it about the same performance as a stock M3 of the same year. The price of the 325 was going to be about 8k and about 5k for all the mods. I know I could just buy a '95 M3 for the same price, around 13k, but I was thinking in terms of insurance cost. I am 18 years old, and I figured M3 insurance was going to be too much for me. Now I realize that insurance companies demand a list of all the modifications to your vehice. So my question to you is this: which insurance cost do you think will be lower, a modded '95 325 or an M3? Also, I figure the cost of the M3 will actually be lower because I will not have to pay all the labor, shipping, and tax on all the mods. What do you all think? Thanks in advance!
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