Join Date: Sep 2005
Location: Albuquerque New Mexico
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Well yeah there was one witness, he said I was not at fault but he wasn't there to talk with the officer. I did get the guys information and filed a claim with his company and they said they had spoken with my witness who apparently (according to the representative) didn't have the same story as me. I know that insurance companies lie and bluff as much as they can especially when they have a 2,000 dollar fender bender to fixon a bimmer but he did almost come out and say that he wasn't going to pay for all of it but a portion which is a start but still isn't good enough. Now a bit about my personal situation, I'm a college student without a lot of money so I don't know if I can afford an attorney. I obviously don't have full coverage insurance because a male at age 19 driving a bmw is a risk factor to the company so it isn't really worth it to me to pay 4 to 500 bucks a month even though I am a safe driver but tell that to the insurance company. I also spoke with my insurance company and he advised me to go after the other one on my own at first and see what type of results I can get but it's just so hard being as young as I am dealing with these people because automatically they think I have no credibility and they are jealous of me driving a nice car at age 19 blah blah whatever it is, it's just a drag. I am lucky that it still runs fine and its just cosmetic damage. And the officer gave me the citation for ''not keeping a proper lookout'' which I am going to plead not guilty to in traffic court and have recently filed a complaint against the officer.In Albuquerque New Mexico where I live the Hispanic people are sometimes prejudice to white folks like me so I do also think that could have possibly been a factor due to the fact the person I got in the accident with was Hispanic and both the officers were as well. Who knows, maybe this was a predestained thing for me to sue the city for discrimination and get millions of dollars. LOL, well I am sorry if this was alot to read but thats basic what has been happening. And I was wondering if anyone knew about body work, I know the fender will have to be replaced, also the running light/turn signal, the fog lights need to be replaced but I am familiar with that job. Also that plastic mud flap piece inside of the fender or bumper should be replaced so if anyone could give me some insight on that, and tell me if it would be a safe idea since I don't have any experience in body work. Anyway, thanks for all your replies.