E36 3-Series. Insurance magnets?? - BMW Forum - BimmerWerkz.com
3-Series (E36) Chat relating to the BMW 3-Series from 1992-1999. Autodoodad Specific models include: BMW 316i, BMW 318i, BMW 318iS/ti, BMW 320, BMW 323, BMW 320, BMW 324, BMW 325, BMW 328.

 
LinkBack Thread Tools Display Modes
#1 (permalink) Old 06-24-2004, 08:50 PM
n00b
 
Join Date: Jun 2004
Posts: 20
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
91JettaTurboDiesel is an unknown quantity at this point
(Thread Starter)
Hey all, I'm new. I'm on VWVORTEX.COM forums alot, aswell as snowmobileworld.com, dirttrails and planetsled.com. I wanted to learn more on BMW. Now my question is this, for someone with (lets say for example) a few years with no traffic infractions and a good record, would one of these fine cars be hard on insurance??
Thanks....
91JettaTurboDiesel is offline  
Sponsored Links
Advertisement
 
#2 (permalink) Old 06-24-2004, 08:55 PM
Neutral Member
 
Join Date: May 2004
Posts: 85
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Cary328is is an unknown quantity at this point
Nope. In fact, most insurance companies like cars that have excellent safety ratings. Generally speaking, they know that someone who invests in a car like a BMW isn't stupid enough to just drive wrecklessly...for the more mature crowds anyways.

Also, it depends a lot more on age and prior driving record. If you have a clean record and are over 25, insurance is very cheap...also especially compared to gas prices nowadays.
Cary328is is offline  
#3 (permalink) Old 06-24-2004, 09:10 PM
3rd Gear Member
 
Join Date: May 2004
Posts: 628
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
wulley1 is an unknown quantity at this point
It seems to really vary depending on where you live. I'm 27, and haven't had a ticket or accident since I was 17. I live in New York, and I pay about $3K a year for full coverage. Which is a lot. My monthly insurance payment is more than my car loan. This is pretty typical for NY state though.
wulley1 is offline  
#4 (permalink) Old 06-24-2004, 09:28 PM
Neutral Member
 
BlackMamba's Avatar
 
Join Date: May 2004
Location: Spokane, WA
Posts: 76
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
BlackMamba is an unknown quantity at this point
It really depends on the BMW. The M3 is way more than any 3 series and so on. But it really honestly depends on where you live. I work at Farmers insurance and where you live is a huge criteria of how they rate the cars. Mostly because if you live in a large metropolitan area you are more likely to have an accident due to statistics rather than a rural area because of the amount of drivers on the road.
BlackMamba is offline  
#5 (permalink) Old 06-25-2004, 10:25 AM
You Can Has A Custom Title!!
 
CiscoKid's Avatar
 
Join Date: Apr 2004
Location: South Jersey, USA
Posts: 2,195
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
CiscoKid is an unknown quantity at this point
Send a message via AIM to CiscoKid
$863 a year

CiscoKid is offline  
#6 (permalink) Old 06-25-2004, 12:16 PM
3rd Gear Member
 
kestrel325is's Avatar
 
Join Date: Jun 2004
Location: Henderson, NV
Posts: 609
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
kestrel325is is an unknown quantity at this point
I pay $1200 / year for comp/collision.
kestrel325is is offline  
#7 (permalink) Old 06-25-2004, 12:46 PM
1st Gear Member
 
Join Date: Oct 2003
Posts: 107
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
PhunkDJti is an unknown quantity at this point
i live in NY also....insurance is ridiculous in new york. although i dont pay as much as wully1. im 22 and havent had a ticket or accident since i was 17 i think. i pay $2300/yr. but again thats pretty much typical for ny
PhunkDJti is offline  
Sponsored Links
Advertisement
 
Reply

  BMW Forum - BimmerWerkz.com > BMW Model Specific Forums > 3-Series (E36)


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
User Tag List

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode



Similar Threads
Thread Thread Starter Forum Replies Last Post
2005 3/4 SERIES NEWS Mr White G Bimmer Talk/Motorsports Talk 6 07-27-2004 02:15 PM
Insurance Woes ajames 3-Series (E36) 13 06-25-2004 12:55 PM
Official launch of the BMW 1-series AZ325Ci Bimmer Talk/Motorsports Talk 8 03-29-2004 11:07 PM
93-99 3 series stock amber corner lights and Misc HomeSlice Classifieds Sell & Buy 0 11-25-2003 04:21 AM
Official News on the New 5 SpeedsterBMW 5-Series (E12,E28, E34, E39, E60) 16 04-28-2003 08:31 AM

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome