I live in New York City and Insurance costs are ridiculous. I pay roughly $2500 every 6 months just to be able to drive my BMW but it's a sacrifice I have decided to make. What about you guys? How much do you spend? and what state do you reside at?
I live in upstate NY and have to pay about $3000 a year. Because I have a loan, I have to have liability and comprehensive. Those two things alone are $1500 a year. My monthly insurance payment is more than my car loan, and I'm over 25 and have a clean driving record.
I live out on Long Island...I have allstate and I pay 2300 a year for Basic coverage....but keep in mind .....that I have a DWI and 22 pts worth of speeding tickets....Im 27 and have another car also on the policy...but that one brings it up to 4000k/year for both
I live in southern cali, and i only pay $820 annually full coverage and I'm only 24. Wawanesa is a well reputable company. They are quick to respond to your case. I got my car fixed right away when someone hit me. here's a link to their site. I think they only cover california and oregon residents. worth a free quote, TRUST ME! Wawanesa General Insurance
mine has gone down to 3500 a year, because of my good driving (at one point i had 7 points!! :devil) but im only 22 and next year i lose my last point( FINALLY!!!) so my insurance should go back down..the factors they add in insurance is....Are u married(married men drive slower....RRRRRRRRRIGHTTT) how much are you driving (distance per year or 6 months)are u a student? (good student discounts) how long have u had ur license? what kind of car you drive doesnt really matter once you get over 25,get married, and have a clean record..the diff between a bmw and honda will only be like 50 bux, my friend made the upgrade when he got married at 25 from honda to 2002 3 series...so basically, get old now, get married now, drive 5 miles a month,AND NEVER do anything illegal..and your insurance :cheers
In Rhode Island with a clean record $361/6 mos. Includes collision and comprehensive. USAA can't be beat.
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